By Mary Nammour (Khaleej Times Report)13 August 2008
DUBAI - People seeking Dubai entry permits under the newly-enforced visa rules can choose from three types of traveller health insurance policies according to the duration of their stay.
According to the Acting Director of Dubai Naturalisation and Residency Department (DNRD), Brigadier Obeid Muheir bin Suroor, 'Newcomers to the UAE will have to select one of the three types of insurance policies depending on the duration of the visit. There will be an insurance policy costing Dh40 for the 30-day short visit visa. The insurance policy accompanying the long-term entry permit for 90-day visit would cost Dh90, while the 180-day multiple entry visit visa would be linked to Dh185 insurance policy.'
The three types of health insurance policies to be offered by two insurance companies - Oman Insurance and Dubai Islamic Insurance and Reinsurance Company (AMAN) - would be available by next week at the DNRD premises, he added.
An agreement was signed to this effect by DNRD and the two insurance companies.
Under the agreement, the insurance policy to be provided to visit visa applicants would be limited to the UAE. 'The beneficiary will receive treatment at a hospital in case of an accident or emergency. The insurance policy will cover 100 per cent of services offered to the patient, including hospital accommodation, diagnostics fees, surgery, anaesthesiology, aid for emergency situations leading to hospitalisation. The drugs and medicines needed for treatment inside the hospital will also be covered,' he pointed out.
The costs of rehabilitation treatment, dental treatment for damage caused by accidents will also be covered by the insurance policy during the visitor's stay. In case of death of the insured person, the insurance companies would repatriate the body to his/her country by bearing up to Dh7,000 of the expenses. 'The traveller health insurance policy will not cover chronic illnesses, nor situations such as pregnancy and child birth, ophthalmology or dental treatment. However, it will cover emergency treatment of serious complications of already existing chronic illnesses,' he clarified.
Oman and Aman insurance companies will from next week offer services at the DNRD's main headquarters in Jaffliya. Counters will also be set at DNRD extension centres in Abu Hail, Jebel Ali Free Zone, Dubai International Airport, Dnata Passport Section on Shaikh Zayed Road, Umm Suqeim and Bin Sougat.
mary@khaleejtimes.com
· Health insurance cover for the 30-day visit visa is Dh40.
· Health insurance cover for the 90-day visit visa is Dh90.
· Price of health insurance cover for the multiple entry 180-day visit visas is Dh185.
· The geographical coverage area of the insurance is limited to the UAE.
· No coverage of chronic illnesses.
· In case of death, the insurance company would repatriate of the body and bear up to Dh7,000 of the cost.
Showing posts with label Health Insurance. Show all posts
Showing posts with label Health Insurance. Show all posts
Tuesday, August 12, 2008
International Health Insurance Valid For UAE Visa Applications
Brigadier Obaid Mehayer Bin Suroor, Acting Director of Dubai Naturalization and Residency Department (DNRD), announced that entry permit applicants who are covered by international health insurance policies are not required to have a local one. Brig. Bin Suroor spoke during a meeting with authorities of free zones as part of the ongoing efforts to communicate the new visa regulations and requirements to all private and public establishments. According to Bin Suroor, the new rules stipulated that free zone companies or groups of companies must immediately set the processes for medical insurance that they will use for the applications of visa for their visitors, be it individuals or groups, and only then they can submit their visa applications to DNRD and have them approved and processed. The Acting Director of DNRD confirmed that that the new system offered excellent facilities for establishments especially government entities which are required to present a letter undertaking the complete responsibility for the medical expenses of their guests in case of emergencies in the UAE. One letter is sufficient when applying for visas for an individual or a group, by any particular company or group of companies. It is worth mentioning that the DNRD is continuing the process of officially informing all companies about the mechanism of financial deposits as mentioned under the ministerial rule 322/2008 regarding entry and residency of foreigners. The meeting was attended by Ahmed Abdullah Mosaed, Assistant Manager of Financial Affairs; Colonel Bader Salem, Director of Investigation and Follow-up Department at DNRD; Major Mohammed Al Hammadi, Manager, Entry Permits Department; and Khaleefa Balqoubaa, Assistant Manager of External Centres
Monday, August 11, 2008
Visa Regulations Leave Insurers Scrambling
By Shakir Husain, Staff Reporter (Gulf News) Published: August 11, 2008, 23:23
Dubai: The government's revamping of visa requirements that came into effect July 29 caught UAE health insurance companies off guard. Under the new regulations, visitors to the UAE are required to purchase health coverage as a condition of obtaining visit visas. Residents of 34 countries, mainly those from Europe and North America, are exempt from this health insurance rule.
Because of the change and the rushed manner in which the visa rules were brought into effect, the UAE companies have been scrambling to develop proper health-insurance plans.
Coordination
"The government should have coordinated with the insurance community well in advance, providing the guidelines and regulations so that we could have prepared the products and procedures to meet the rules," one Dubai insurance official told Gulf News, requesting anonymity. "That was not the case. That's why a lot of the companies are now preparing products on their own."
Most insurance companies have either started selling - or are in the process of launching - the mandatory policies for visiting foreigners, industry sources said yesterday. For those arriving without health insurance cover, policies are also available at points of entry. Insurance companies said they will also offer these schemes online for purchase. And because of the rush to develop these products, a consensus is developing in the insurance community that the new plans should only cover basic emergency medical needs. And premiums would be kept low.
National Health Insurance Company (Daman) offers three schemes valid for 30, 60 and 90 days at premiums of Dh40, Dh70 and Dh90 respectively. This covers emergency medical treatment at Daman's UAE network, with the upper limit being Dh100,000 per person. This narrow coverage would exclude out-patient consultations and services such as dental care and child delivery.
Gopal Babu, underwriting manager at Dubai Insurance and Reinsurance Company, said his company's visa plan would be basic. "We are planning to launch our scheme soon," he said. "It is intended for emergency medical expenses at select hospitals only."
New regulations
People entering the UAE on a visit or tourist visa need not buy health insurance again locally if they are already covered internationally, a senior official from the Dubai Naturalisation and Residency Department (DNRD) said yesterday. Brigadier Obaid Mehayer Bin Surour, Acting Director of DNRD, explained the new visa regulations and requirements to all private and public companies during a meeting with Free Zones authorities.
He said under the new rules, establishments, especially government companies, are required to present a letter undertaking complete responsibility for the medical expenses of their guests in case of emergencies in the UAE. Bin Surour said under the new rules, companies must immediately state the process for medical insurance that they will use when applying for visas for their visitors. Only then can they submit their visa applications to the DNRD and have them approved and processed, he said.
Dubai: The government's revamping of visa requirements that came into effect July 29 caught UAE health insurance companies off guard. Under the new regulations, visitors to the UAE are required to purchase health coverage as a condition of obtaining visit visas. Residents of 34 countries, mainly those from Europe and North America, are exempt from this health insurance rule.
Because of the change and the rushed manner in which the visa rules were brought into effect, the UAE companies have been scrambling to develop proper health-insurance plans.
Coordination
"The government should have coordinated with the insurance community well in advance, providing the guidelines and regulations so that we could have prepared the products and procedures to meet the rules," one Dubai insurance official told Gulf News, requesting anonymity. "That was not the case. That's why a lot of the companies are now preparing products on their own."
Most insurance companies have either started selling - or are in the process of launching - the mandatory policies for visiting foreigners, industry sources said yesterday. For those arriving without health insurance cover, policies are also available at points of entry. Insurance companies said they will also offer these schemes online for purchase. And because of the rush to develop these products, a consensus is developing in the insurance community that the new plans should only cover basic emergency medical needs. And premiums would be kept low.
National Health Insurance Company (Daman) offers three schemes valid for 30, 60 and 90 days at premiums of Dh40, Dh70 and Dh90 respectively. This covers emergency medical treatment at Daman's UAE network, with the upper limit being Dh100,000 per person. This narrow coverage would exclude out-patient consultations and services such as dental care and child delivery.
Gopal Babu, underwriting manager at Dubai Insurance and Reinsurance Company, said his company's visa plan would be basic. "We are planning to launch our scheme soon," he said. "It is intended for emergency medical expenses at select hospitals only."
New regulations
People entering the UAE on a visit or tourist visa need not buy health insurance again locally if they are already covered internationally, a senior official from the Dubai Naturalisation and Residency Department (DNRD) said yesterday. Brigadier Obaid Mehayer Bin Surour, Acting Director of DNRD, explained the new visa regulations and requirements to all private and public companies during a meeting with Free Zones authorities.
He said under the new rules, establishments, especially government companies, are required to present a letter undertaking complete responsibility for the medical expenses of their guests in case of emergencies in the UAE. Bin Surour said under the new rules, companies must immediately state the process for medical insurance that they will use when applying for visas for their visitors. Only then can they submit their visa applications to the DNRD and have them approved and processed, he said.
Daman Policies Expire With Visas
Mitya Underwood (The National)
Last Updated: August 05. 2008 10:17PM UAE / August 5. 2008 6:17PM GMT
The UAE’s leading Health Insurance Company is warning tourists they will not be covered for emergency treatment after their visit visas expire.Daman, the national health insurance firm, has issued new guidelines to tie in with the overhaul of the visa system, which came into force last week. Visitors must now show proof of health insurance to obtain any of the 16 types of visas to gain entry into the UAE, including tourist visas.
Daman has introduced several insurance plans catering to those on 30-, 60- or 90-day visas, but is emphasising that all policies will expire when the visa does. The insurance packages cost Dh40, Dh70 and Dh90 respectively.“The new visitors’ plan has been specifically designed to provide emergency in-patient healthcare insurance for any visitor, which facilitates the visa process as well as the visitor’s stay in the UAE,” said Dr Michael Bitzer, Daman’s chief executive.
The insurance is available through travel agencies and includes 100 per cent coverage for a shared room as well as fees for consultants, surgeons and anaesthetists, pharmaceuticals during hospital stay and post-trauma dental treatment. Benefits such as inpatient emergency medical care up to Dh100, 000 (US$27,224) are also available. The plan takes in a network of 33 hospitals and clinics.Exclusions to the policies include treatment sought outside the healthcare network for conditions including dental, maternal or optical work, mental health illnesses, patient treatment supplies and all pre-existing and chronic medical conditions.
Daman defines emergency as “the acute onset of a medical or surgical condition manifested by acute symptoms of sufficient severity, including pain, that the absence of immediate treatment... could reasonably be expected to result in placing the patient’s health or bodily functions in serious jeopardy.”
Last Updated: August 05. 2008 10:17PM UAE / August 5. 2008 6:17PM GMT
The UAE’s leading Health Insurance Company is warning tourists they will not be covered for emergency treatment after their visit visas expire.Daman, the national health insurance firm, has issued new guidelines to tie in with the overhaul of the visa system, which came into force last week. Visitors must now show proof of health insurance to obtain any of the 16 types of visas to gain entry into the UAE, including tourist visas.
Daman has introduced several insurance plans catering to those on 30-, 60- or 90-day visas, but is emphasising that all policies will expire when the visa does. The insurance packages cost Dh40, Dh70 and Dh90 respectively.“The new visitors’ plan has been specifically designed to provide emergency in-patient healthcare insurance for any visitor, which facilitates the visa process as well as the visitor’s stay in the UAE,” said Dr Michael Bitzer, Daman’s chief executive.
The insurance is available through travel agencies and includes 100 per cent coverage for a shared room as well as fees for consultants, surgeons and anaesthetists, pharmaceuticals during hospital stay and post-trauma dental treatment. Benefits such as inpatient emergency medical care up to Dh100, 000 (US$27,224) are also available. The plan takes in a network of 33 hospitals and clinics.Exclusions to the policies include treatment sought outside the healthcare network for conditions including dental, maternal or optical work, mental health illnesses, patient treatment supplies and all pre-existing and chronic medical conditions.
Daman defines emergency as “the acute onset of a medical or surgical condition manifested by acute symptoms of sufficient severity, including pain, that the absence of immediate treatment... could reasonably be expected to result in placing the patient’s health or bodily functions in serious jeopardy.”
Daman Policies Expire With Visas
Mitya Underwood (The National)
Last Updated: August 05. 2008 10:17PM UAE / August 5. 2008 6:17PM GMT
The UAE’s leading Health Insurance Company is warning tourists they will not be covered for emergency treatment after their visit visas expire.Daman, the national health insurance firm, has issued new guidelines to tie in with the overhaul of the visa system, which came into force last week. Visitors must now show proof of health insurance to obtain any of the 16 types of visas to gain entry into the UAE, including tourist visas.
Daman has introduced several insurance plans catering to those on 30-, 60- or 90-day visas, but is emphasising that all policies will expire when the visa does. The insurance packages cost Dh40, Dh70 and Dh90 respectively.“The new visitors’ plan has been specifically designed to provide emergency in-patient healthcare insurance for any visitor, which facilitates the visa process as well as the visitor’s stay in the UAE,” said Dr Michael Bitzer, Daman’s chief executive.
The insurance is available through travel agencies and includes 100 per cent coverage for a shared room as well as fees for consultants, surgeons and anaesthetists, pharmaceuticals during hospital stay and post-trauma dental treatment. Benefits such as inpatient emergency medical care up to Dh100, 000 (US$27,224) are also available. The plan takes in a network of 33 hospitals and clinics.Exclusions to the policies include treatment sought outside the healthcare network for conditions including dental, maternal or optical work, mental health illnesses, patient treatment supplies and all pre-existing and chronic medical conditions.
Daman defines emergency as “the acute onset of a medical or surgical condition manifested by acute symptoms of sufficient severity, including pain, that the absence of immediate treatment... could reasonably be expected to result in placing the patient’s health or bodily functions in serious jeopardy.”
Last Updated: August 05. 2008 10:17PM UAE / August 5. 2008 6:17PM GMT
The UAE’s leading Health Insurance Company is warning tourists they will not be covered for emergency treatment after their visit visas expire.Daman, the national health insurance firm, has issued new guidelines to tie in with the overhaul of the visa system, which came into force last week. Visitors must now show proof of health insurance to obtain any of the 16 types of visas to gain entry into the UAE, including tourist visas.
Daman has introduced several insurance plans catering to those on 30-, 60- or 90-day visas, but is emphasising that all policies will expire when the visa does. The insurance packages cost Dh40, Dh70 and Dh90 respectively.“The new visitors’ plan has been specifically designed to provide emergency in-patient healthcare insurance for any visitor, which facilitates the visa process as well as the visitor’s stay in the UAE,” said Dr Michael Bitzer, Daman’s chief executive.
The insurance is available through travel agencies and includes 100 per cent coverage for a shared room as well as fees for consultants, surgeons and anaesthetists, pharmaceuticals during hospital stay and post-trauma dental treatment. Benefits such as inpatient emergency medical care up to Dh100, 000 (US$27,224) are also available. The plan takes in a network of 33 hospitals and clinics.Exclusions to the policies include treatment sought outside the healthcare network for conditions including dental, maternal or optical work, mental health illnesses, patient treatment supplies and all pre-existing and chronic medical conditions.
Daman defines emergency as “the acute onset of a medical or surgical condition manifested by acute symptoms of sufficient severity, including pain, that the absence of immediate treatment... could reasonably be expected to result in placing the patient’s health or bodily functions in serious jeopardy.”
Monday, July 28, 2008
Health Insurance Premium for Visitors
ABU DHABI — Health Insurance premium for visitors will not be fixed by the Federal Naturalisation and Residency Department (FNRD).
It would be left to the insurance companies to make that decision, according to the services provided to the visitors, said a senior official at the Ministry of Interior (MoI). After meetings with the insurance companies yesterday, Brigadier Nassir Al Awadi Al Menhali, Acting Director-General of FNRD, said the National Health Insurance Company (Daman) would cover Abu Dhabi. In other emirates, other insurance companies would be free to introduce their services to cover all types of visit visas. Visitors with international health insurance can enter the country if their policy is internationally certified and covers the UAE. Meanwhile, offices of Daman at the Abu Dhabi Naturalisation and Residency Department will move to a new location in the building to meet the rush of applications starting from today.
It would be left to the insurance companies to make that decision, according to the services provided to the visitors, said a senior official at the Ministry of Interior (MoI). After meetings with the insurance companies yesterday, Brigadier Nassir Al Awadi Al Menhali, Acting Director-General of FNRD, said the National Health Insurance Company (Daman) would cover Abu Dhabi. In other emirates, other insurance companies would be free to introduce their services to cover all types of visit visas. Visitors with international health insurance can enter the country if their policy is internationally certified and covers the UAE. Meanwhile, offices of Daman at the Abu Dhabi Naturalisation and Residency Department will move to a new location in the building to meet the rush of applications starting from today.
Subscribe to:
Posts (Atom)
